Pull Local - Transactional Lending

How can we help?

EMD Funding

Fees as low as 10% on earnest money deposits (EMD) micro-loans! We help wholesalers close more deals with less of their own money.

Double Closing

Flat 1.5% fee on all Double Closings. Navigate the regulatory hurdles facing wholesalers. Don't lose the deal. Use our funds to get the deal done!

Stack Method

We fund your down payment on Seller Carry-back (aka Morby Method or Stack Method) deals. Use our funds to make those true $0 down deals!

Frequently Asked Questions

How much do you charge?

Seller Carryback funding starts at 2.5% as there is considerably more involved. We charge 10% up-front return for EMD and 1.5% for double closes up to $1M. These numbers can change depending on the duration of the deal and risks involved. Minimum returns apply.

Are there any up-front fees?

For EMD, we charge an up-front fee starting at $250 to pay our team for underwriting and processing the deal. Sadly we must do this so we don't end up losing money by funding your cancelled deal. If you are confident in your deal closing, this will have no effect on you!

What is a Stack Method deal?

A Stack Method deal occurs when the buyer gets a new loan to purchase the property and then comes to an agreement with the seller for them to finance the down-payment behind the loan.

If your deal matches this structure, we will fund the down-payment for the first transaction until it is replaced with the money the seller is willing to finance to you after the purchase as agreed.

What qualifies as double closing?

A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the wholesaler (investor), and the end buyer.

Here's how it works:
First transaction: The investor agrees to purchase the property from the original seller.
Second transaction: The investor simultaneously sells the property to the end buyer at a higher price.

During a double closing, the investor typically uses transactional funding (our services) to close the first transaction. This allows the investor to profit from the difference in sales prices without needing to use their own funds for an extended period. Double closings are often used in real estate wholesaling, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.

Can you fund EMD for end buyers?

We can fund EMD for end buyers if you and the seller sign an addendum making the inspection period go through the close of escrow. All details will be sent when your deal is submitted.

Is there a max amount you can fund?

We will fund up to $100k on EMD and $10M for Double Closings. As long as your deal qualifies under our standards, we will be your one stop shop for all transactional funding both now and in the future!

How quickly can you fund my deal?

We typically require 48 hours of notice to fund a deal, however we have funded in as quickly as 5 minutes (seriously). If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.

What happens if the deal doesn't close?

If an EMD deal does not close, we just have the EMD sent back. Your only cost would be the upfront fee since our transaction coordinators have already worked on the deal for you.

For Double Closing and Stack Method deals there would be no charge since we don't fund until closing.

Request Funding

Reliable, Fast, Simple Funding

Need money for EMD? Double Close? or even Seller Carry-back?

How can we help?

Frequently Asked Questions

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